What To Expect When You First Sign Up For Life Insurance
Posted: May 16, 2019
What To Expect When You First Sign Up For Life InsuranceBuying life insurance for the first time can be a bit confusing, but our agency is available to help you through the process. Here we have outlined the steps you will need to take to purchase a life insurance policy. Learn the Lingo Half the battle is knowing the life insurance terminology. Use a good glossary to get a full understanding of terms such as:...
Can I Lower My Life Insurance Premiums?
Posted: May 15, 2019
Can I Lower My Life Insurance Premiums?A life insurance policy can give you peace of mind knowing that your family will be provided for if anything should happen to you. Unfortunately, many people put off this critical task, in many cases due to concerns about cost. A major factor affecting your premiums is the rating the insurance company assigns you based on an assessment of your health and lifestyle. There are...
Why It is Important to Review Your Insurance Policies on a Yearly Basis
Posted: April 9, 2019
Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At Smart Solutions in Murray, Utah, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review Your...
What Is the Right Time to Purchase Life Insurance?
Posted: April 9, 2019
What Is the Right Time to Purchase Life Insurance?Life insurance is important because it provides financial security for your loved ones should you become incapacitated or pass away. Even if you have no assets to pass on, a life insurance policy can provide an inheritance for them. It can also be used to pay off outstanding debts, such as a mortgage, car loan, or credit card debts, to avoid placing additional burdens on...
5 Behaviors That Can Raise Your Life Insurance Premiums
Posted: April 9, 2019
5 Behaviors That Can Raise Your Life Insurance PremiumsYour hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping or decide that you want to get involved in skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that...