Meet Our Staff

Colleen opened Smart Solutions on July 1, 1993 as part of the Northwestern Mutual Financial Network. At that time, the agency was known under a different name. Since the agency started, Colleen has worked to increase the business. Smart Solutions now serves 300+ employer groups, and 1,700 individual/family plans. She currently serves on Intermountain Health Care and Regence Blue Cross/Blue Shield Agent Advisory Boards. She served on the United Health Care Advisory Board from 2011-2013, and on the Altius Advisory Board from 2007-2012. Colleen served as the President of the Utah Association of Health Underwriters from 2012-2013. She was also named one of the “30 Women to Watch” by Utah Business Magazine in 2008. Colleen is an expert in her field, and will cheerfully answer any questions you have, and provide outstanding service for all your health insurance needs!

Rhee began his career in insurance and financial field in 2011, working as an agent with Northwestern Mutual. In 2015, he switched companies to focus on individual health and employee benefits, including qualified retirement plans . He worked closely for several years with former Smart Solutions Vice President Nathan White before his passing in 2019, and enjoys continuing today the relationships they built with their shared clientele. He works closely with Smart Solutions staff to ensure that all clients experience outstanding customer service while receiving the best education possible on insurance products available. He has been happily married to his wife of 16 years, and has three amazing kids.

Justin was born and raised in the beautiful state of Utah and currently lives in northern Utah. He has 4 children ranging in age from 24 to 15; two boys and two girls. Much to his chagrin, he doesn’t have any grandkids yet. 😊

He loves spending time with his wife and kids BBQing, playing games, camping, traveling, etc. His favorite place to be is wherever his wife is; be that at home, on a road trip, or some foreign country.

He stumbled upon this career over a decade ago and is so happy he did! He thrives on educating his clients about their options so they can feel confident in their healthcare and financial decisions. In addition to working with groups and individuals, Justin heads up the Medicare team at Smart Solutions.

He holds the QPFC (Qualified Plan Financial Consultant) and RICP® (Retirement Income Certified Professional) designations.

His clients become his friends. He genuinely enjoys his interactions with them and loves learning about their lives, where they’ve been, their families, careers, etc.

Jeff worked in the mortgage industry from 2002 to 2012. In January of 2012 he decided to get out of the mortgage industry, and came to work as the Director of Operations of Smart Solutions. Since coming to Smart Solutions, he has helped to streamline the day to day operations of Smart Solutions. He is in charge of the technology aspect of the company, making sure that we are utilizing technology to provide the best customer service possible. He is also the liason between Smart Solutions and the different life insurance agents that we work with. He is also one of the specialists for individual plans available on healthcare.gov and off of the health insurance marketplace.

Marilyn began working for Smart Solutions back in 2002. Before coming to Smart Solutions she worked at Zions Bank. She heads up the customer service department for Smart Solutions. Marilyn has an amazing ability to figure out how to fix problems in a way that makes our clients very happy. She is a great asset to Smart Solutions, and is ready and willing to help our clients!

Stephanie started with the company in January 2015, and has been an enthusiastic and energetic addition to Smart Solutions. Prior coming to work for Smart Solutions Stephanie worked for Northwestern Mutual for 23 years. For the last 17 of those years, she worked as the Executive Assistant to the Managing Partner. Stephanie has a cheerful personality, and is extremely helpful in any task she does!