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Your Local Utah Employee Benefits Specialists

Smart Solutions specializes in group health, group dental, vision, life, and individual health insurance.

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Smart Solutions - Insuring Murray and All of Utah

Helping You Get the Insurance Coverage That Is Right for You

The health insurance world is constantly changing. It can be confusing and frustrating to deal with at times. Let Smart Solutions help! We have an experienced staff with a vast amount of knowledge of the health insurance industry. We can help you with individual and group medical, dental, vision, life, short term disability, long term disability, Medicare, and many other products!

Trusted Insurance Representatives

With more than 20 years of experience, Smart Solutions can offer you prompt, reliable and honest service. Please contact Smart Solutions and let us provide you with all of the information you need to make the best decision for your health insurance needs. There is no cost in meeting for a consultation. Please allow Smart Solutions to provide you with quotes from the major insurance carriers in Utah, and provide advice and guidance on what insurance plan would be best for your situation.

Who We Are

Established in 1992, Smart Solutions is an insurance agency specializing in life and health products. Smart Solutions is licensed to sell products in Utah, Idaho, Nevada, and Texas. Smart Solutions is located in Murray, Utah.

Life Insurance
Life Insurance
Health Insurance
Health Insurance
Group Life Insurance
Group Life Insurance

Recent News & Updates

Understanding Open Enrollment: When and How to Review Your Health Insurance Options

Understanding Open Enrollment: When and How to Review Your Health Insurance Options

Posted: July 10, 2026

Once a year, most people have the opportunity to review their health insurance and make changes to their coverage—a period known as open enrollment. Whether you get your health insurance through an employer or purchase it through the health insurance marketplace, open enrollment is your window to reassess your needs, compare plan options, and make adjustments before a new coverage year begins. Taking the time...

Life Insurance for Stay-at-Home Parents: Why Unpaid Work Has Real Financial Value

Life Insurance for Stay-at-Home Parents: Why Unpaid Work Has Real Financial Value

Posted: July 7, 2026

When families think about life insurance, the conversation often focuses on the household's primary income earner. But what about the parent who stays home to raise the children, manage the household, and care for the family? The work performed by a stay-at-home parent has real financial value—and if that parent were no longer around, the surviving family members might face significant costs to replace those...

What Is a Health Savings Account (HSA) and How Does It Work With Your Health Insurance?

What Is a Health Savings Account (HSA) and How Does It Work With Your Health Insurance?

Posted: June 25, 2026

If you have a high-deductible health plan (HDHP), you may be eligible to open a Health Savings Account (HSA) — a tax-advantaged savings account that can help you manage healthcare costs. Despite the significant benefits HSAs offer, many eligible individuals never take advantage of them. Here's what you need to know. What Is an HSA? A Health Savings Account is a savings account specifically designed...