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Your Local Utah Employee Benefits Specialists

Smart Solutions specializes in group health, group dental, vision, life, and individual health insurance.

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Smart Solutions - Insuring Murray and All of Utah

Helping You Get the Insurance Coverage That Is Right for You

The health insurance world is constantly changing. It can be confusing and frustrating to deal with at times. Let Smart Solutions help! We have an experienced staff with a vast amount of knowledge of the health insurance industry. We can help you with individual and group medical, dental, vision, life, short term disability, long term disability, Medicare, and many other products!

Trusted Insurance Representatives

With more than 20 years of experience, Smart Solutions can offer you prompt, reliable and honest service. Please contact Smart Solutions and let us provide you with all of the information you need to make the best decision for your health insurance needs. There is no cost in meeting for a consultation. Please allow Smart Solutions to provide you with quotes from the major insurance carriers in Utah, and provide advice and guidance on what insurance plan would be best for your situation.

Who We Are

Established in 1992, Smart Solutions is an insurance agency specializing in life and health products. Smart Solutions is licensed to sell products in Utah, Idaho, Nevada, and Texas. Smart Solutions is located in Murray, Utah.

Life Insurance
Life Insurance
Health Insurance
Health Insurance
Group Life Insurance
Group Life Insurance

Recent News & Updates

Is Your Employer-Provided Life Insurance Enough? What You Should Know

Is Your Employer-Provided Life Insurance Enough? What You Should Know

Posted: August 7, 2026

Employer-provided life insurance, often called group life insurance, is a policy your employer purchases to cover you and sometimes your dependents. It's typically offered as part of a benefits package and may be fully paid for by your employer or offered at a group rate. Most group life insurance policies provide a death benefit equal to one or two times your annual salary. So if...

Short-Term Health Insurance: What It Covers, What It Doesn't, and Who It's For

Short-Term Health Insurance: What It Covers, What It Doesn't, and Who It's For

Posted: July 25, 2026

Life doesn't always follow a neat timeline, and health insurance coverage gaps can happen to almost anyone. Whether you're between jobs, waiting for employer benefits to begin, or in another transitional situation, short-term health insurance is one option that may help bridge the gap. However, short-term plans work very differently from comprehensive health insurance, and understanding both the benefits and the limitations is important before...

Understanding Life Insurance Beneficiaries: How to Choose and When to Update

Understanding Life Insurance Beneficiaries: How to Choose and When to Update

Posted: July 22, 2026

When you purchase a life insurance policy, one of the most important decisions you'll make is choosing who will receive the policy's death benefit. This person or entity is called your beneficiary, and the designation you make can have significant financial implications for the people you love. Understanding how beneficiaries work—and knowing when to update your designation—is an essential part of managing your life insurance...