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Smart Solutions - Insuring Murray and All of Utah

Helping You Get the Insurance Coverage That Is Right for You

The health insurance world is constantly changing. It can be confusing and frustrating to deal with at times. Let Smart Solutions help! We have an experienced staff with a vast amount of knowledge of the health insurance industry. We can help you with individual and group medical, dental, vision, life, short term disability, long term disability, Medicare, and many other products!

Trusted Insurance Representatives

With more than 20 years of experience, Smart Solutions can offer you prompt, reliable and honest service. Please contact Smart Solutions and let us provide you with all of the information you need to make the best decision for your health insurance needs. There is no cost in meeting for a consultation. Please allow Smart Solutions to provide you with quotes from the major insurance carriers in Utah, and provide advice and guidance on what insurance plan would be best for your situation.

Who We Are

Established in 1992, Smart Solutions is an insurance agency specializing in life and health products. Smart Solutions is licensed to sell products in Utah, Idaho, Nevada, and Texas. Smart Solutions is located in Murray, Utah.

Recent News & Updates

Will My Health Insurance Cover Cosmetic Procedures?

Cosmetic procedures are performed to change, restore, or enhance appearance. Health insurance plans rarely pay for elective cosmetic procedures. However, they may cover plastic surgery if it is reconstructive and performed for medical, rather than cosmetic, reasons. When Does Health Insurance Cover Plastic Surgery? Whether your health insurance will pay for plastic surgery depends on the insurance company, the type of coverage you have, and...

Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection Insurance

Life insurance, final expense insurance, and mortgage protection insurance are all similar in certain ways. They all pay out in the event of the policyholder’s death and they all provide protection for surviving loved ones. Aside from that, they are different types of insurance policies that offer different types of protection. What Is Life Insurance? A life insurance policy is a contract with an insurance...

What Happens If You Don't Have Any Health Insurance?

Americans are required to carry health insurance under the Affordable Care Act of 2010 (ACA). Originally, the ACA called for a penalty (known as a shared responsibility payment) for people who did not have health insurance, enforceable on the federal level. This portion of the ACA was repealed in 2019, and the authority to enforce health insurance requirements was transferred to the states. Depending on...