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6 Common Mistakes When Shopping for Health Insurance
Posted: March 10, 2023
6 Common Mistakes When Shopping for Health InsuranceWe all need health insurance, but choosing the right coverage can be difficult. If you sign up for the wrong plan, you may discover your error when it is too late. Watch out for these five common mistakes: 1. Choosing a plan based on premium costs alone. If you have a health condition that requires ongoing medical care, you will likely be better served with...
What is Term Life Insurance, and How Does it Work?
Posted: March 7, 2023
What is Term Life Insurance, and How Does it Work?Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will be paid to your beneficiaries – generally the spouse or children, but any individual, organization,...
Tips on Getting the Most Out of Your Health Insurance in 2023
Posted: February 25, 2023
Tips on Getting the Most Out of Your Health Insurance in 2023With the cost of healthcare today, everyone needs health insurance. Even young, active, healthy people can be involved in an accident, contract a virus, or develop an infection. Without health insurance, the cost of a doctor visit can range from $300 to $600. A five-day hospital stay could cost more than $10,000, not including ambulance services, major procedures, or other charges. Health insurance premiums are...
What Costs Should I Review When Planning a Funeral?
Posted: February 22, 2023
What Costs Should I Review When Planning a Funeral?As most people are aware, funerals are expensive. A premium casket alone can run up to $10,000. Costs can vary, depending on the state, the selections you make, and whether the deceased is buried or cremated. The national median price was nearly $8,000 in 2021, as stated by The Zebra, and funeral costs are rising. The following are common funeral expenses to consider, with average...
American Heart Month
Posted: February 10, 2023
American Heart MonthFebruary is American Heart Month, by annual proclamation of the President of the United States, in acknowledgement of the vital fight to treat and resolve cardiovascular disease. It is a time for Americans to focus on their cardiovascular health. As stated by the CDC, heart disease is the leading cause of death in the U.S. Cardiovascular disease and mortality is increasing in working-age adults, and...