Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
National Stroke Awareness Month
Posted: May 10, 2023
National Stroke Awareness MonthIt's National Stroke Awareness Month, and now is a great time to consider what you can do to learn more about this medical condition. By shining a light on the risks of stroke, you can potentially save a life, make better decisions for yourself, and ultimately enjoy many more years of healthy living. The History Behind This Tradition Although the earliest reported strokes date back...
How Will My Credit History Impact My Life Insurance Rate?
Posted: May 7, 2023
How Will My Credit History Impact My Life Insurance Rate?Your credit score carries a lot of weight in many life activities, including renting or purchasing a home, being approved for a credit card or personal loan, and will affect the interest rate you are offered when buying or leasing a car or other item. While your credit rating does not have a direct impact on your life insurance rate, the data on your credit...
Do Not Let Your Preventive Care Fall Through the Cracks
Posted: April 25, 2023
Do Not Let Your Preventive Care Fall Through the CracksPreventive care is an essential part of managing your health and ensuring you catch potential issues early on, so you can live a longer life. Not only will preventive care reduce your chances of developing a serious health condition, but you can obtain most of these services at no cost since most are covered by your health insurance. That means there is no reason for...
Am I Eligible for Life Insurance if I Have a Chronic Illness?
Posted: April 22, 2023
Am I Eligible for Life Insurance if I Have a Chronic Illness?If you live with a chronic illness and are considering the prospect of purchasing life insurance, you may be wondering if your condition will get in the way of your eligibility. However, many people with chronic health conditions are still able to qualify for average life insurance rates. Of course, every person’s situation is different, and your rates will also reflect the specific type of...
Is Joint Life Insurance a Good Idea?
Posted: April 7, 2023
Is Joint Life Insurance a Good Idea?Joint life insurance comes with several appealing benefits. Rather than covering one spouse, the insurance covers both spouses – but only pays one death benefit – when one partner dies. This type of insurance can be more affordable than buying two separate life insurance policies. How does Joint Life Insurance Work? Joint life insurance comes in two different types, called “first-to-die” and “second-to-die.” With first-to-die,...