Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
What Determines the Cost of Health Insurance?
Posted: February 10, 2022
What Determines the Cost of Health Insurance?Everyone in the U.S. needs health insurance today. When you reach age 65, Medicare provides low-cost health coverage. Below that age, the cost of health insurance can vary, depending on a number of factors. Since the Affordable Care Act (ACA) went into effect, insurance companies are using different factors to determine premiums for health insurance plans. For example, under the ACA, your gender and your...
Why Life Insurance Is Still Important If You’re Single
Posted: February 7, 2022
Why Life Insurance Is Still Important If You’re SingleMany single people believe they don’t need life insurance. With no one relying on their income to act as beneficiaries, why should they pay the monthly premiums? The truth is life insurance is not just for married people with children. It can have many benefits for single people as well. When Can Single People Benefit from Life Insurance? Life insurance can benefit single individuals in...
Can I Change My Health Insurance If I Move?
Posted: January 25, 2022
Can I Change My Health Insurance If I Move?If you move across town, you may not be able to change your health insurance. If you move out of state, on the other hand, you may be required to change it. Your health insurance may not cross state lines with you. Some plans may terminate when you move to a different state or may not provide coverage in the new state. If you purchased...
Common Life Insurance Riders to Consider
Posted: January 21, 2022
Common Life Insurance Riders to ConsiderLife insurance can play a vital role in financial planning for your family’s future. It is primarily designed to provide for your loved ones when you are gone. You can also add supplemental benefits with riders – amendments to your life insurance policy. Riders make it possible to opt in for benefits not typically included in basic life insurance policies and to modify your policy...
Health Insurance Agent vs. Navigator: What’s the Difference?
Posted: January 10, 2022
Health Insurance Agent vs. Navigator: What’s the Difference?Shopping for health insurance can be a confusing process. You may need some assistance in choosing the right options, getting the subsidies you are entitled to receive, and enrolling in a health plan. You may be able to get the help you need through either a health insurance agent or a navigator. Although both agents and navigators can help you enroll in a health plan,...